News & Advice

Yes, you can pay monthly for a new roof through several financing options. Here are some common ways to finance a roof replacement:

Roofing Company Financing

Many roofing companies partner with lenders to offer in-house financing plans. These often come with flexible payment terms and may include 0% interest promotions for a set period.

Home Improvement Loans

You can apply for a personal loan specifically for home improvement. These loans typically have fixed interest rates and monthly payments.

Home Equity Loan or HELOC

If you have significant equity in your home, you might qualify for a home equity loan or home equity line of credit (HELOC). These generally offer lower interest rates than personal loans.

Credit Cards

While this can be a viable short-term solution, credit cards usually have higher interest rates. Some homeowners use credit cards with promotional 0% APR periods to finance a new roof.

Government Programs

In some areas, government programs offer assistance or low-interest loans for home repairs, including roof replacement.

Insurance Claims

If the roof damage is due to a covered event (e.g., storm or hail damage), your homeowner’s insurance may pay for part or all of the cost. You’d only be responsible for paying the deductible.

Would you like help exploring roofing companies or financing options in Wichita, KS?